Intro
Last updated
Last updated
The Bitcoin Stable Dollar (BSD or Based Dollar) is a digital dollar backed by Bitcoin. With the Based Protocol you can lock your Bitcoin as collateral and lend yourself BSD. No banks or centralized rails involved; nobody can freeze, inflate, or confiscate your dollars. With BSD you can hodl forever, spend dollars today, and never sell a single Satoshi—embodying a Bitcoin based future without compromise.
Based is designed with an over-collateralized lending model, similar to , , and historic gold-backed currencies, ensuring a reliable dollar peg. The protocol runs on the Stacks blockchain and utilizes sBTC as the programmable Bitcoin collateral. This design and infrastructure combination unlocks superpowers for Bitcoin holders:
Bitcoin Liquidity: Hold your Bitcoin forever AND spend dollars today.
Bankless Lending: Infinite term, high collateral ratio, borrower set interest rate, no diligence.
Security: Deposit pure Bitcoin. Collateral secured by Stacks miners.
Decentralized: No counter parties. No rehypothication. No bankruptcy risk.
Simplicity: Bitcoin only collateral. No DAO. No farming. No bullshit.